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BRIDGING FINANCE

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A BREAKDOWN

BRIDGING FINANCE IS A FORM OF?

Bridging Finance is a dynamic tool in the UK financial market and is a short-term funding solution. It's designed to 'bridge' the gap between immediate financial needs and longer-term financing. Often utilised in real estate transactions, Bridging Finance provides swift access to funds, aiding buyers in securing properties much quicker than traditional mortgages, which can take months. Its flexibility and speed make it popular for those navigating time-sensitive financial situations. While it offers rapid funding, it's crucial to consider its higher interest rates compared to traditional mortgages, making it an ideal option for short-term financial strategies rather than long-term solutions.

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Bridging Finance can be used for many reasons. Below are just a few:

PROPERTY AUCTION PURCHASES

Bridging finance is ideal for quick funding for auction property purchases, where buyers must complete transactions within tight deadlines.

CHAIN BREAK FINANCE

In property chains, bridging finance helps buyers secure their new home if the sale of their existing property is delayed or broken down.

PROPERTY DEVELOPMENT

Developers use bridging loans for short-term funding to renovate or convert properties, especially when traditional mortgages aren't feasible due to property conditions.

BUSINESS CASH FLOW SOLUTIONS

Businesses often utilise bridging loans for immediate cash flow needs, such as covering urgent expenses or capitalising on time-sensitive business opportunities.

Bridging finance serves as a temporary financial solution in property dealings, providing a swift means to span the interval between the immediate need for capital and the availability of long-term...

SHORT TERM BRIDGING FINANCE

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Auction Finance is a specialised short-term loan designed to buy auction properties. It offers quick funding to secure a purchase, often within tight deadlines. This finance type benefits investors who...

AUCTION FINANCE

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A short-term loan for land is a temporary financing solution for acquiring or developing undeveloped land. Typically, it has a term of one to three years and provides quick capital access for land...

LAND WITH & WITHOUT PLANNING

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A short-term loan for Pre-Planning Finance is a temporary funding solution for real estate projects in the early stages before obtaining planning permission. It provides capital for feasibility studies, surveys, and initial...

PRE-PLANNING FINANCE

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A Short-Term Loan for Refurbishment – Change of Use is a temporary financing solution for renovating a property to change its purpose, like converting a commercial space into a...

REFURBISHMENT CHANGE OF USE

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